Owner-Operator Income Statistics (2026)

Income, expense, and profit benchmarks for U.S. owner-operators, drawn from ATRI cost data and OOIDA member surveys.

Key numbers

• Average owner-operator gross revenue: 221,000
• Average owner-operator net income: 67,000
• Average annual miles driven: 100,000
• Average gross revenue per mile: 2.21
• Average operating cost per mile: 1.54 (ATRI)
• Average net profit per mile: 0.67
• Truck payment (financed): 1,800
• Average insurance premium: 16,400
• Average fuel spend: 59,800
• Average maintenance and tires: 20,700

What it means

• Owner-operators leased to a carrier average 9% higher net income than independent authority owner-ops.
• Insurance is the fastest-growing cost line item, up 47% since 2020.
• Dropping deadhead from 20% to 10% adds roughly $13,000 in annual net income at average rates.